Office expenses don't stop because you become disabled.
Bills keep coming in whether or not you're in the office.
Those overhead expenses could become a real problem if
your practice's revenues are dependent on you.
How Your Business Overhead Expense Insurance Program Works
The benefits can help maintain your business until you
are able to resume your duties. The program pays the
monthly expense that you incur in the operation of your
business while you are totally disabled. The total amount
payable in any one month is limited to the lesser of:
- yyour average monthly business overhead expenses of
the consecutive six month period prior to the start of
total disability; or
- the maximum monthly business overhead expense benefit amount.
Who Is Eligible Apply?
You can apply for the BOE program if you are a member
of the National Association of Professional Insurance
Agents under age 60, actively at work on a full-time basis
(at least 30 hours per week) in your own occupation; an
owner maintaining your own office or a portion of the
office; and a resident of the United States. All
applications are subject to Company acceptance.
