For many people, disability means an interruption in earnings, frequently for months or even years, that can put them financially at risk. Even with group coverage, benefits may not be sufficient to cover the extraordinary costs of a severe disability.

The PIA disability insurance program can provide protection whether you are totally disabled or disabled and working. And, with additional flexible options, you can easily customize a plan to suit your own needs.

Product Offering

The PIA Disability Income Insurance product helps protect your earnings when an injury or sickness results in Total or Residual Disability.

Who is Eligible to Apply?

A person described below is an Eligible Person if he or she:

• is under age 65 at the time of application;
• works at least 30 hours per week; and
• resides in the United States.

Proprietor, partner, corporate officer, limited liability partner, or manager of a Member Agency who maintains current membership status;

Full-time employee of a Member Agency;

Independent producer who maintains current membership status receiving commissions of at least 150 hours times the minimum wage;

Trustee of PIA Services Group Insurance Fund who maintains current membership status;

Employee of PIA Services Group Insurance Fund;

Executive Director or other officer, department or division head, or senior staff or employee of the National Association of PIA, a local PIA affiliate, or PIA Services, Inc.