Provide extra protection for unexpected hospital expenses with PIA's Hospital Indemnity Insurance Program

Who is Eligible to Apply?

1. Individual proprietors, partners, corporate officers, limited liability partners, and managers of Member Agencies who are principally engaged in the business of the Member Agency and who maintain current membership status in the National Association of Professional Insurance Agents;
2. Trustees of PIA Services Group Insurance Fund who maintain current membership status in the National Association of Professional Insurance Agents;
3. Persons employed as executive directors, department heads, division heads, or senior staff of the National Association of Professional Insurance Agents, a local PIA affiliate, or PIA Services, Inc.;
4. Trust manager of PIA Services Group Insurance Fund;
5. Licensed employees of Member Agencies;
6. Independent producers who:
   1. work exclusively for a Member Agency;
   2. maintain current membership status in the National Association of Professional Insurance Agents;
   3. receive from the Member Agency a monthly commission which, when combined with any draw against commission, equals an amount not less than minimum wage times 150 hours; and
   4. are certified by the Member Agency as working at least 20 hours per week; or
7. Other employees of:
   1. a Member Agency;
   2. PIA Services Group Insurance Fund;
   3. National Association of Professional Insurance Agents or its local PIA affiliates; and
   4. PIA Services, Inc.

In addition an eligible person must be under age 60, actively at work at least 20 hours per week and reside in the United States.

Dependent coverage is only available if the eligible person is insured. Spouses must be under age 60, actively at work at least 20 hours per week, and reside in the United States. Dependent children, 14 days to 19 years (23 if a full-time student) are also eligible for coverage.

Actively at work is defined as not being hospital confined and able to perform the material and substantial duties of your regular occupation on a full-time basis (at least 20 hours per week).