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Frequently Asked Questions

8. Q. How often will my premium rate change?
A. Assuming that your coverage and benefit amounts do not change, your premium rate will change in five-year age increments with the exception of the Accidental Death & Dismemberment Plan. The premium rate for the AD&D Plan will not change until the insured has attained age 70.

The insurer reserves the right to adjust the premium rates on any plan's policy renewal date. Participants will be provided with 30 days notice prior to a rate change.
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