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Frequently Asked Questions
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7.
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Q.
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Is underwriting approval required for acceptance into a Trust plan?
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A.
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Depending upon the plan for which you apply, medical underwriting will be required and coverage may be denied. Medical underwriting is not required for the Guaranteed Issue Basic Term Life, Hospital Indemnity and Accidental Death & Dismemberment Plans. The Long Term Disability is also not medically underwritten but is subject to a pre-existing condition limitation. Contact the Plan Administrator at 800-336-4759 for plan specific information.
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