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Frequently Asked Questions
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3.
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Q.
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Who may apply for coverage in the Trust plans?
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A.
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Members and their employees may apply for coverage in all plans. Employees may apply irrespective of whether their employer participates in the plan or contributes to the cost of the coverage with the exception of the Basic Term Life Plan. The guaranteed issue Basic Term Life Plan requires that 100% of all eligible individuals in a Member Agency participate and the employer must pay 100% of the premium.
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